Free Real Estate Deal Analyzer - Professional Investment Property Calculator
Analyze Rental Properties, Fix & Flip Deals, BRRRR Strategy, and Commercial Real Estate
Professional real estate deal analyzer and investment property calculator for serious investors. Analyze rental properties, fix and flip deals, BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy, multifamily apartments, commercial real estate, and Airbnb properties. Calculate cash flow, ROI, cap rate, cash-on-cash return, DSCR, GRM, and 5-year projections instantly. No spreadsheets required - get professional-grade analysis in seconds.
Complete Investment Property Analysis Features
- Cash Flow Calculator: Calculate monthly and annual net cash flow after all expenses and mortgage payments
- Cap Rate Calculator: Determine capitalization rate to compare investment opportunities
- Cash-on-Cash Return: Measure annual return on your actual cash invested
- DSCR Calculator: Calculate debt service coverage ratio for lender qualification
- ROI Calculator: Total return on investment including appreciation and cash flow
- GRM Calculator: Gross rent multiplier for quick property valuation
- Mortgage Calculator: Calculate monthly payments with principal and interest
- 5-Year Projections: Exit strategy analysis with appreciation and equity buildup
- Vacancy Rate Analysis: Factor in realistic rental vacancy for accurate cash flow
- Operating Expenses: Track all property expenses including taxes, insurance, maintenance
- Loan-to-Value (LTV): Calculate LTV ratio for financing analysis
- Net Operating Income (NOI): Calculate NOI before debt service
Property Types You Can Analyze
- Single-Family Rental Properties: Traditional buy-and-hold rental homes
- Multi-Family Properties: Duplexes, triplexes, fourplexes, and apartment buildings
- Fix and Flip Deals: Renovation projects with exit strategy analysis
- BRRRR Strategy: Buy, rehab, rent, refinance, repeat method
- Commercial Real Estate: Office, retail, industrial property analysis
- Airbnb & Short-Term Rentals: Vacation rental investment analysis
- Turnkey Rental Properties: Ready-to-rent investment properties
- Value-Add Opportunities: Properties requiring improvements
Key Investment Metrics Explained
Cash Flow: The money left over each month after paying all expenses including mortgage, taxes, insurance, maintenance, property management, and vacancy reserves. Positive cash flow means the property generates income, while negative cash flow requires you to pay out of pocket.
Cap Rate (Capitalization Rate): Calculated as Net Operating Income ÷ Property Price. Measures the property's potential return based on income alone, without financing. Higher cap rates (8-12%) indicate better returns but may come with more risk. Lower cap rates (4-6%) are common in stable, appreciating markets.
Cash-on-Cash Return: Annual pre-tax cash flow divided by total cash invested. This metric shows your actual return on the money you put into the deal. A good cash-on-cash return is typically 8-12% or higher for rental properties.
DSCR (Debt Service Coverage Ratio): Net Operating Income divided by annual debt service (mortgage payments). Lenders typically require a DSCR of 1.25 or higher, meaning the property generates 25% more income than needed to cover the mortgage.
Total ROI (Return on Investment): Measures total returns including cash flow, appreciation, mortgage paydown, and tax benefits over the holding period. Accounts for both passive income and equity buildup.
How to Use the Real Estate Deal Analyzer
- Enter Property Details: Input purchase price, closing costs, renovation budget, and holding costs
- Add Income & Expenses: Enter monthly rent, operating expenses, vacancy rate, and appreciation expectations
- Configure Financing: Set loan amount, interest rate, and loan term for mortgage calculations
- Analyze Results: Review cash flow, cap rate, CoC return, DSCR, and all key investment metrics
- Review Projections: Check 5-year exit strategy with appreciation and total profit potential
Investment Property Success Criteria
Rental Properties - Buy and Hold: Look for positive monthly cash flow ($200+ per unit), cap rate of 6-10%, cash-on-cash return of 8-12%, DSCR above 1.25, and strong rental demand in the area.
Fix and Flip Deals: Target 70% ARV rule (purchase at 70% of after-repair value minus renovation costs), minimum 20% profit margin, holding period under 6 months, and strong buyer demand.
BRRRR Strategy: Find properties below market value, force appreciation through renovations, achieve 75-80% LTV after refinance to pull out most invested capital, generate positive cash flow, and repeat the process.
Common Real Estate Investing Mistakes to Avoid
- Underestimating operating expenses and maintenance costs
- Ignoring vacancy rates and assuming 100% occupancy
- Overestimating rental income without market research
- Failing to account for capital expenditures (roof, HVAC, etc.)
- Not calculating all costs including property management fees
- Focusing only on cash flow without considering appreciation
- Using overly optimistic appreciation projections
- Ignoring DSCR requirements for lender qualification
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